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We are a pioneering and creative team building simple tools for consumers to better manage their credit, money, privacy and lending needs.
Our mission is clear. Empower individuals to achieve their full financial potential and secure the best possible loans. We want our members to have the power to unlock the deals and get better rates when borrowing in order to save money.
Our journey began in 2003, where we first built and patented a technology enabling direct interaction between consumers and over 70,000 financial institutions to ask questions and solve problems—no letters, phone calls, or chatbots required. We also built the first and only Future Credit Score and patented that as well. Our Max AI™ is fueling cutting-edge developments for our consumer products, data analysis, financial processes, enhancing privacy, and transforming the way people overcome financial challenges. Our Patent portfolio has now reached 22 granted patents.
In 2017, we pivoted to selling our consumer services through thousands of distribution partners. Since then we have grown over 500% while completely bootstrapped. We grew and powered through the Covid era and the era of high inflation + high interest rates by helping individuals understand and control their credit and money better so they could save money and also borrow at the best possible rates and terms.
Our Company is a fun, friendly, and family first place where everyone gets a voice; and, every employee owns a piece of ConsumerDirect. We have an amazing tenure of world-class talent that helps us invent and build more with less. We strive to have the best working environment, consumer products, and partner distribution network anywhere.
We're a leader in the financial technology space providing cutting edge credit and privacy products.
This page is intended to serve as notice under 35 U.S.C. 287(a)
Other patents are pending involving the technologies referenced in the Patents above as well as other technologies.
Driving innovation and reshaping finance with experience, passion, and bold ideas