Empowering
Financial
Success for Over 20 Years

About ConsumerDirect^®

We are a pioneering and creative team building simple tools for consumers to better manage their credit, money, privacy and lending needs.

Our mission is clear. Empower individuals to achieve their full financial potential and secure the best possible loans. We want our members to have the power to unlock the deals and get better rates when borrowing in order to save money.

Our journey began in 2003, where we first built and patented a technology enabling direct interaction between consumers and over 70,000 financial institutions to ask questions and solve problems—no letters, phone calls, or chatbots required. We also built the first and only Future Credit Score and patented that as well. Our Max AI^™ is fueling cutting-edge developments for our consumer products, data analysis, financial processes, enhancing privacy, and transforming the way people overcome financial challenges. Our Patent portfolio has now reached 24 granted patents.

In 2017, we pivoted to selling our consumer services through thousands of distribution partners. Since then we have grown over 500% while completely bootstrapped. We grew and powered through the Covid era and the era of high inflation + high interest rates by helping individuals understand and control their credit and money better so they could save money and also borrow at the best possible rates and terms.

Our company is a fun, friendly, and family first place where everyone gets a voice. We have an amazing tenure of world-class talent with decades of experience in the credit industry and strong ability to execute - helping us invent and build more with less. We strive to create the best working environment, consumer products, and partner distribution network built on trust.