Helping People Get Qualified and Save Money

Empowering consumers to achieve their full financial potential and get greater online privacy with fun and engaging tools.

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A Reinvented Credit Score Experience

Five Patents Granted

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Address Errors and Questions Directly

Instantly communicate directly with 60,000+ creditors and financial institutions.

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ScoreBuilder®

See exactly what is helping or hurting your credit score with Action buttons to address issues.

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ScoreBoost™

Get your best score before you apply for credit. See how spending affects your score with a personalized plan to quickly add points to your credit score.

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Visualize Future Loan Offers

See the benefits of your future credit score.

Reinvented Experience

See the Impact

Over 4,000,000 people have joined. Watch a member’s experience using SmartCredit®—one of our platform brands.

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“Working with SmartCredit®, my credit score has increased 266 points. That’s amazing!”

Maria Ramos, SmartCredit® Member

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A SimpleAll-in-One App

Streamlining How People Control Their Credit, Money, and Privacy

  • All your credit scores, including a hiring index
  • Simplified 3-Bureau Report & Scores
  • Actions buttons to fix errors and ask questions
  • Fun tools to get your best credit score
  • Connect your online banking, credit cards, investments, and more
  • Control your online and offline privacy
  • Insure the whole household against identity fraud

Money in One Place

Online Banking, Credit Cards, Investments, and More

  • Ask questions and resolve problems directly with financial institutions.
  • See transactions, payments due, spending trends, and credit utilization.
  • Get instant statements whenever you want.
Mobile App

Greater Online Privacy

How It Works

  • Receive continuous scans of data broker websites that are selling your personal information.
  • A simple swipe instructs the data broker website to remove and stop selling your personal information.
  • Get notified when the data broker website has removed your personal information.

Whole Household Fraud Insurance

Coverage Overview

  • $0 Deductible
  • Lost wages and attorney fees due to fraud
  • Stolen ID, passport, driver’s license recovery expenses
  • Pre-existing unknown ID fraud
Mobile App

Add These Features to Your Business

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“We believe the consumer has untapped financial potential and we make achieving it easier.”

David B. Coulter, Founder & CEO

Your privacy is important to us.
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